Hello there,
Is it even possible to start a P2P lending business using XMR?
Let me explain it a little further: P2P lending in BTC (as an example) is made by disclosing all the public tx (via public blockchain history) for payment, repayment, collateral, &c. It works that way so everybody should verify all parts are being honest and not cheating/lying.
XMR has no public history shown in its blockchain.
How would we solve that situation so we may foment a circular economy and fight back (someway) banks monopoly within that kind of business?
I - Posting (to the general public) on public forums all tx using the view keys?
II - If so, wouldn’t that create additional risks?